Dynamic EIA financial model
Six hundred dollars, and a deed at the end of it.
Capital cost is cleared upfront by grants, so there is no interest and no developer markup to service. Move the sliders to test allocations against the Manitoba EIA individual shelter maximum.
Monthly allocation
Paid into the resident's home asset escrow. Full structural ownership at 120 months.
Proportional share of the master municipal utility bill.
Grid connection fees and solar operational maintenance.
Communal property upkeep and fuel for the 15-passenger transit shuttle.
Bulk seeds, greenhouse tools, fertilizer. Returned 100% as fresh produce.
Matches the $600 Manitoba EIA individual shelter maximum exactly.
Months to full ownership
120
Plan target: 120
Buy-back at 48 months
$12,000
Dollar-for-dollar, in cash
Equity after 10 years
$30,000
vs. $30,000 unit cost
Equity accrual vs. unit cost
Where the $600 goes
- Annual resident contribution
- $360,000
- Annual equity into escrow
- $150,000
- Upfront grant capital required
- $1,500,000
Dollar-for-dollar buy-back policy
If a resident vacates before year ten, the Métis Land Trust executes an explicit equity return. A family leaving after four years receives exactly $12,000 back — $250 × 48 months — in cash. The land title remains permanently with the trust to block corporate speculation, and a new family is placed into the home immediately.
At your current settings
$12,000
returned after 48 months at $250/month of equity paydown.